viva network

viva network

Viva Network

Cryptocurrency can buy you a home now

Viva is a decentralized ecosystem that connects mortgage borrowers with global investors within a borderless, blockchain-secured cloud platform. Viva’s innovative technology uses Ethereum smart contracts to underwrite and securitize private home loans into Fractionalized Mortgage Shares (FMS) which can easily be bought and sold on the Viva FMS Exchange (a Secondary Market Exchange) application. Using Fractionalized Mortgage Shares, Viva allows investors to crowdfund mortgages of home buyers from anywhere in the world, making the process quicker and easier for homebuyers. With the ability to efficiently access the free market, both parties will now be able to capitalize on international interest rate arbitrage and obtain lower interest rate mortgages and higher returns on investments.

The mortgage is one of the most common ways to purchase real estates such as apartments and houses. The most real estate is too expensive to buy it in one lump sum payment, so it is more often purchased by means of a loan. For a long while, this made most people wishing to buy real estate dependent on banks and obliged to abide by the banks’ conditions, such as high-interest rates. With Viva Network, this is no longer the case, because Viva Network uses Ethereum.

Meet Ethereum

Ethereum is a rapidly rising cryptocurrency which features "smart contracts" and is useful for crowdfunding. The Viva Network is, in its essence, a form of crowdfunding as well: the sum desired by the client who wants mortgage is collected part by part from a group of investors all around the world. There is no bank to work as a middleman and collect additional interest, so this makes using Ethereum and the Viva Network more efficient for the mortgage seeker than asking a bank for a loan.

Team

Nick Thomson (Founder and CEO)

Currently, Nick Thomson is the Chief Executive Officer of Viva Network. Prior to founding Viva Network, Nick Thomson owned the Scooter Mart Motorcycle Dealership and, before that, worked as an employee of the KPMG professional services company. He received his degree in Finance from the Florida State University. Nick Thomson is a Bermudian citizen and resident.

Christian Fiddick (Chief Architect)

Christian Fiddick is Viva Network’s co-founder and the mind behind the new application of the blockchain technology. Previously, Christian Fiddick worked for the insurance company Validus Holdings, Ltd. Like Thomson, Fiddick is a resident of Bermudas.

Token Generation Event

Technology
BLOCKCHAIN-ORIENTED : Mission-critical data, transactions and appraisals will be backed by blockchain technology. Ethereum smart contracts and BigchainDB at company core enable decentralization in a highly secure, resilient, transparent, and trust-less environment.
ROBUST MICROSERVICE APIS : Built by software engineers specializing in architecting large-scale financial enterprise systems, a RESTful Service Oriented Architecture will allow Vivanetwork.org Network to adapt to changing industry trends and opportunities with agility.

Viva creates a free market in the mortgage industry – reducing inefficiencies and allowing more affordable homeownership.For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.

Basic Information
Viva Tokens : 3,000,000,000

Start Date : April 1st, 2018

End Date : April, 10th 2018

Bonus Tokens : 40%

Round Cap : 25,000,000

Viva Tokens : 500 ETH

50000 Viva : 1 ETH

All the important information can be found here:

Website :http://www.vivanetwork.org/

Whitepaper :http://www.vivanetwork.org/pdf/whitepaper.pdf

TELEGRAM :http://t.me/Wearethevivanetwork

TWITTER :https://twitter.com/TheVivaNetwork

MEDIUM :https://medium.com/@VivaNetwork

FACEBOOK :https://www.facebook.com/VivaNetworkOfficial/

GITHUB : https://github.com/viva-network/viva-tge

Profile bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1901918;sa=forumProfile

ETH : 0xd3c9e8608103cf2c8b153c8d7404fc5b563d9470